OCV Documents

 

Download the OCV implementation suggestions here.

 

Download the Purchase Request Form here.

 

Download the OCV Developer's Spec here.

 

 

OCV Hardware Setup Documents

 

View the Dial-Up Hardware Connection here.

 

View the Argent Leased Line Connection here.

 

View the Argent Direct (AABP) Connection here.

 

 

Online Credit Verification System

·         The OCV Server is designed to allow unattended processing of credit card transactions for multiple merchants using a single server and bank dial-up, argent leased line or argent direct interface via the standard EFTPOS network.

·         The credit card verification requests can originate from customer workstations or from an automated application. A telemarketing operation could use the OCV Server to accept authorisation requests from Windows 95 up to Windows XP phone operator workstations while an Internet Service Provider (ISP) could use the product to validate credit card details originating from an Internet Web Site.

·         A bank approved encryption device is used to provide reliable transaction recovery and maintain security of bank terminal master keys used to generate Message Authentication Codes (MACs) for AS2805 transactions. A standard PC running Windows 95 up to Windows XP is used to host the server software and the bank communications interface.

·         The OCV server is a hardware/Software solution. The hardware consists of a security device, and a modem. The Development Suite version does not require any Hardware and can be downloaded from the Downloads section, under OCV Software.

 

Accreditation:

 PC EFTPOS Pty Ltd provides the POS vendor with support during system integration and when integration is complete, PC EFTPOS ‘accredits’ the POS system against a test script.  If the POS system passes the accreditation test then PC EFTPOS Pty Ltd will notify the Bank that the POS vendor has been accredited.

 

VbV accreditation is a separate process between the POS vendor and the Bank.

 

Disclaimer:

This system is designed to merely clear transactions to the bank using the existing EFTPOS network. PC EFTPOS Pty Ltd accepts no responsibility for the delivery of the transactions to the OCV server. These transactions may come from a variety of sources (e.g. Web, phone operator, database etc) It is the responsibility of the client application to ensure that these details are correct (e.g. correct card number , amount)and securely passed to the OCV server. The OCV server will only validate the data.

 

 Any implementation or use of Visa 3D secure or the use of the Internet Data field is the responsibility of the client application.

 

 

 

System Overview:

 The requirements of this system are to provide an electronic method of gaining online credit card approvals using the existing EFTPOS network.

 

Server Specifications
·        Up to 200 Merchants Per Secure Encryption Device (Ingenico PX318)

·        Up to 4 Secure Encryption devices may be supported per server.(custom system only)

·        Up to 9999 client-selected accounts configurable.

·        Generic TCP/IP interface clients.

·        Drop-in Windows ActiveX control for Windows 95 up to Windows XP clients.

·        No special requirements for Host Acquirer (bank) - utilises existing EFTPOS network standards and infrastructure.

·        Supported AS2805 transactions:

·        0200 Purchase

·        0200 Refund

·        0100 Pre-Auth (supported by some banks)

·        0220 Completion (supported by some banks)

·        0300 CPAT messages (if supported by the bank)

·        04xx Reversal

·        0800 Logon

·        Up to 64 active transactions (depends upon line speed).

·        Live system requires 2 COM ports on the server PC.

·        Supports use of Visa 3D Secure and CAVV fields